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How to convert airtime to cash to your bank account

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If you’re stranded for having recharged access call credit on your Airtel, MTN, Glo, 9mobile, or Etisalat card, this post will help you retrieve them. 

I can remember on this faithful day, I was in school and having as little as ₦18,000 then was just good for the whole month expenses because making money was not that easy being a student who’s not very vast online.

At one point, I needed to recharge my phone so I could subscribe for data bundle and also keep a little call credit as usual.

So i picked up my phone and launched the mobile banking app, only for me to mistakenly recharge ₦10,000 instead of ₦1,000. This was like hell because it wasn’t intentional, so I needed to do immediate research on how to convert airtime to cash in Nigeria.

My own case, as narrated above, is just nothing compared to the bigger mistakes others must have made in the cost of recharging their phones. One zero incidentally added can change the whole story.

I never knew it was possible to get any of such services online until that particular moment. Though I found the solution many years ago, I thought it could be helpful to someone who might be in the same situation right now.

How to Convert Airtime to Cash to Your Bank Account

There are many websites and apps online that can help convert airtime to cash to your bank account in Nigeria. Here’s a selected list for our readers.

  • Aimtoget

This platform is not just available through online access, you can also download the app for easy access.

This company has been in operation for many years, and even to date, they still remain on the list of best platforms that turn airtime into cash in Nigeria.  This process can be done using the automatic method described below.

convert airtime to cash

  • With aimtoget, you can also purchase data bundles or buy airtime for any network at the best cost.
  • Right on your mobile phone, you can pay internet and other bills, such as DSTV subscriptions, Gotv, etc. Using aimtoget.
  • The Nairapin is another aimtoget feature that makes it possible for you to reward your friends, and they can redeem funds back to their wallet as money.
  • Using the aimtoget advanced method, your airtime can easily be converted to real money with just a few steps.

Aimtoget will charge 20% of any conversion made.

  • AirtimedataHub.

Having tested the first mentioned platform, I needed to give another platform a try, so I tested AirtimedataHub through a friend, and it was  perfect.

This platform also performs other tasks, such as mobile data and airtime purchases and online and internet subscription services.

Though the transaction charges here seem higher, their service is also effective. They charge 20% for MTN and 25 to 35% for other networks. 

Converting airtime credit through this platform is as easy as: Transfer the airtime to AirtimedataHub, and it will be added to your wallet, where you can then withdraw to the bank. Just as easy as that.

Becoming an agent is easy. You just have to upgrade your account to agent mode, and you will get the features required.

They also have their mobile app on Google and Appstore respectively.

  • AirtimeFlip.

With 19% to 35% charges, AirtimeFlip will help you convert any Nigerian network excess call credit to cash. When next you make the mistake of adding an extra zero while recharging, you shouldn’t worry because they got you covered.

Just like every other platform, their service is automated, which means transactions can be completed within a few minutes. 

With this secured platform, you can also perform other tasks, like:

  • Buy airtime and date subscription of any network at a very good rate.
  • Online capable TV subscription
  • Fund betting platforms

Airtimeflip is available on playstore with over 100K down_loads. They are fast and reliable.

Before processing any transaction, you can always check their official website to see if there’s been any recent changes, both in services and charges.

  • Prestmit:

This platform has many functions aside from turning airtime into cash directly to your bank account.


With Prestmit, you can buy bulk pins if you want to print recharge cards the old-fashioned way. You will be issued the pin directly instead of recharging it on your phone.

This platform can be of help to people who do recharge card businesses or giveaway airtime on their social platform. You can easily buy in bulk at Prestmit.

You can also buy and sell crypto currencies such as bitcoin, usdt etc and pay or get paid in naira or cedis. Trading Gift cards through Prestmit is just easy.

App is available for download on Google playstore or appstore for iphone users.

  • CheetahPay

There’s no way we can conclude this list without mentioning cheetahPay. They are very reliable means of turning recharge card to money directly to your local bank account in Nigeria.

As a matter of fact, they started this business before many on this list. They are old players.

With Cheetahpay, you can:

  • settle PHCN bills
  • Dstv and gotv subscriptions
  • buy airtime or data bundle of any network.

App is only available for Android users, but that doesn’t mean you can’t use this service if you’re a fan of iPhone. You can access the service directly from their official website. It’s all the same.

  • Ogdams

Converting call credit to real money is easy with Ogdams. And with just few steps through their website, you will have your money credited to your account.

This platform is only available online. Unlike others, which can be accessed on mobile apps.

Through Ogdams, you can buy airtime, data, and cable TV subscriptions, as well as pay other internet bills.

  • iPayAirTime

since 2018 they have been in operating and still very much active to date. iPayairtime is located in Ekiti State, Nigeria, and their office address is boldly displayed on their website in case you want a face-to-face deal.

So far, we can say they have the best rate on the list. You will only be charged 15% of transactions. This means if you sell 2,000 airtime you will get 1700 returned to your account.

That’s fair enough for every user.

  • Zoranga

This particular platform is built differently as it has more advanced features compared to others.

Zoranga only deals with airtime conversion to naira, but this time, merchants and website owners can also receive payment through airtime.

Just like woocommerce for online stores, You will receive an API code that can be enclosed on your website to make visitors pay you through airtime. That means small business owners can also get paid in any network denomination using Zoranga.

So many people have been screwed searching for the Zoranga app on playstore and other platforms. If you don’t want to be a victim, you should understand that Zoranga doesn’t operate on mobile apps. They are only available through their official URL, which we shared in the reference section.

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